If you're a Virginian having trouble paying the bills, you're not alone. Tens of millions of people across the country are just like you - honest, hard-working people that are getting swamped with letters and phone calls about debts that are becoming harder and harder to keep up with.

The good news is that it doesn't have to be that way. You've got tools at your disposal, such as debt consolidation and debt settlement, and used wisely these tools can stop the phone calls and hassling and get you back on the road to financial freedom.

What is Debt Consolidation?

Debt consolidation is the practice of combining all of your payments into a single monthly payment. This means that you will pay all balances in full, just that your monthly payments will generally be reduced by a combination of interest rate deductions and penalty waivers.

However, it is important to note that according to the National Foundation of Credit Counseling Agencies, less than 23% of those who start a debt management plan actually finish it.

What About Debt Settlement?

Many people are now turning to debt settlements or negotiations, which allow you to honorably pay back your debts at an agreed-to, reduced amount. This can save you a considerable amount of money when compared to debt consolidation.

Our Recommendation For Debt Settlement

We recommend Curadebt, a national leader in debt solutions with a proven track record of providing real debt relief.

Why Choose Curadebt?

100% FTC complaint, licensed and/or attorney-backed solutions

Provides a written money-back guarantee

Member of TASC, the largest & oldest association of debt settlement companies

A proven track record of savings through debt settlements, to include:

           Chase - 80% Savings

           FIA Cards - 80% Savings

           Bank of America - 75% Savings

           Citi - 80% Savings

           American Express - 88% Savings

           With many more examples of debt settlement agreements on file

 

Get A Free, No Obligation Consultation

To receive a free 30 minute confidential consultation, with no obligation, click the link below:

 

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